Powering Retirement. Empowering You.
Matrix Financial Solutions holds a leading position as one of the largest independent platforms in the wealth and retirement services channel. Our independence is the foundation of how we provide specialized tools for plan advisors to grow their business and better manage client relationships in the retirement plan marketplace. We don’t compete with advisors for retirement plan business. Our robust suite of solutions will help streamline management of retirement plan assets across your practice by delivering a toolkit to support you through every stage of the retirement plan lifecycle.
Matrix Products & Services
Trust & Custody
We provide independent custodial, trustee and directed or discretionary trust services to independent recordkeepers, trust companies and banks. Matrix can also serve as a directed trustee or custodian for qualified or non-qualified retirement plans, with assets held at an outside custodian or brokerage firm.
Our robust platform aggregates, reconciles and processes transactional data, enabling Financial Advisors to be more efficient and concentrate on their clients.
Recordkeeper & Third-Party Administration Connectivity
Recordkeepers and Third-party Administrators are essential components to ensure seamless operations and accuracy of defined contribution, NQDC, and Defined Benefit plans.
Matrix works with over 150 recordkeeper and TPAs, allowing advisors access to their choice of partner provider(s) that offer the best combination of participant services, plan features and cost-effective plan accounting that align with your firm.
Model Portfolio & Unitized Managed Accounts
With unitization, advisors can deliver a professionally managed and customized investment strategy at a competitive cost. Matrix delivers comprehensive modeling and unitization solutions, allowing you to seamlessly deliver advisor-managed portfolios to every customer segment.
Additionally, advisors can choose to actively manage their model portfolios with ModelTool(k)it™, a comprehensive modeling and unitization tool for mutual fund and ETF- based portfolios. Easy-to-use and efficient, ModelTool(k)it’s interface and innovative technology offers 401(k) plan professionals a resource to quickly and easily manage and implement managed accounts, simplifying the sophisticated model management process.
Collective Investment Trusts
A Collective Investment Trust (CIT) is an institutional-only investment structure that is exclusively available to certain types of tax-exempt retirement plans. CITs are sponsored by banks or trust companies (e.g., Matrix Trust Company) that act as trustee and are responsible for the CIT’s management. The structure of each CIT allows for the combination of assets from different retirement plan accounts into a single fund with a specific investment strategy or objective, thereby leveraging the benefits of economies of scale. CITs may invest in a wide range of active or passive vehicles, including equities, fixed income, mutual funds, exchange traded funds (ETFs), and other CITs.
Benefits of Working with Matrix
Discounts: Advisors with retirement plans on the Matrix platform can receive special discounts on Accredited Investment Fiduciary® (AIF®) Designation Training and the Fiduciary Focus Toolkit™ software solution.
Open architecture investment platform: Advisors gain the freedom to choose the best investment solutions to fit their plans' needs. The extensive fund menu is complete with the Fi360 Fiduciary Score® and offers over 30,000 mutual funds, stable value funds, and ETFs from over 400 mutual fund companies.
Independence: Matrix does not compete with advisors for retirement plan business and has a long history of providing custodial and trustee services for retirement plans.
Support: A dedicated advisor service team supports current and prospective advisors. The combination of service and technology enables advisors to capitalize on opportunities to retain clients and grow their businesses.