9
The Power of Cash Balance Plans
Date: September 9, 2025
Time: 2:00 pm - 3:00 pm EST
Cash Balance plans combine the features of a traditional pension plan with the look and feel of a 401(k) plan. They offer tax-deferred contributions beyond 401(k) limits, tiered benefits, a fixed interest rate, minimal sponsor risk, creditor protection, and a clear benefit structure.
This webinar will discuss the basics of Cash Balance plans, which organizations may benefit from adding a Cash Balance plan, and how working with Cash Balance plans may help grow an advisor’s business.
By the end of the session, attendees will be able to:
- Explain the basics of Cash Balance plans, including differentiating between pay credits, interest credits and PBGC premiums.
- State the benefits Cash Balance plans provide employees and employers.
- Explain how a Market-Based Cash Balance plan differs from a traditional Cash Balance plan.
- Identify which organizations may be a good fit to add a Cash Balance plan as a retirement benefit.
- Understand the pros and cons for an organization to add a Cash Balance plan.
- Utilize Cash Balance plans to expand their advisory business.
This live webinar is currently pending approval for one (1) hour of Continuing Education (CE) credit for Fi360, CFP Board, and IWI Designations.
