Cash Balance 201
Date: December 9, 2025
Time: 2:00 pm - 3:00 pm EST
Cash balance plans (CBPs) are extremely advantageous to a very specific portion of investors, but their relative structural complexity (compared to 401(k)s and IRAs), regulatory concerns, tax implications and the challenge of educating less sophisticated clients leave many advisors feeling intimidated by them. And unfortunately, those who understand cash balance plans the best often approach them from an advanced or overly technical viewpoint which tends to create still more confusion. As a result, many who would be perfect candidates for cash balance plans are never given the opportunity to consider them as an option.
In this webinar, Jared Porter (QKC, QKA) and Sue Hardy (QPA, APA, APR, QKA, ERPA) will discuss advanced concepts in cash balance retirement plans. This session will help financial advisors to feel more comfortable navigating this poorly understood and often intimidating retirement plan option.
By the end of the session, attendees will be able to:
- Know what Cash Balance Plans (CBP) are.
- Know what client type they good for.
- Compare CBPs with other retirement plans.
- Understand the core advantages of CBPs: flexibility, tax benefits, higher contribution limits and portability.
This live webinar is currently pending approval for one (1) hour of Continuing Education (CE) credit for Fi360, CFP Board, and IWI Designations.
